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PRIVACY POLICY

Last updated [December 27th, 2022]

Introduction

Welcome to our website, which offers a course on cryptocurrency trading. At James Crypto Guru, we are committed to protecting the privacy of our customers and users of our website. This privacy policy explains how we collect, use, and share personal information when you visit our website or use our services.

Please read this privacy policy carefully to understand our policies and practices regarding your personal information and how we will treat it. If you do not agree with our policies and practices, do not use our website or services. By using our website or services, you agree to the collection, use, and sharing of your personal information as described in this privacy policy.

This privacy policy may change from time to time. We encourage you to review the privacy policy whenever you access our website or use our services to stay informed about our information practices and the choices available to you.

Personal Information Collected

We may collect personal information from you in a variety of ways when you use our website or services. The personal information we collect may include:

Contact information, such as your name, email address, and phone number
Payment information, such as your credit card number and billing address
Demographic information, such as your age, gender, and location
Information about your use of our website and services, such as your browsing history and course progress
Any other information you may choose to provide to us

We may collect this information directly from you when you provide it to us, or through the use of cookies and other tracking technologies as described in the "Cookies and Tracking Technologies" section of this privacy policy.

We will only collect personal information that is necessary for the purposes described in this privacy policy. If you do not provide the personal information we request, you may not be able to use all of the features of our website or services.

How Personal Information is Used

We may use the personal information we collect from you for a variety of purposes, including:

To provide, maintain, and improve our website and services
To process and complete transactions, including enrollments in our course and processing of payments
To communicate with you about your account and our services, including sending you updates and promotional materials
To personalize your experience on our website and services, including by providing customized content and recommendations
To better understand how our users access and use our website and services, and to analyze and improve the performance of our website and services
To enforce our terms of service and prevent misuse of our website and services
To comply with legal requirements and respond to legal process, such as subpoenas or court orders

We may also use your personal information for other purposes with your consent or as permitted or required by law.
We will not sell your personal information to third parties for their own marketing purposes without your consent.

Sharing of Personal Information

We may share your personal information with third parties for the following purposes:

To service providers and partners who assist us in operating our website and providing our services, such as payment processors and web hosting companies
To comply with legal requirements and respond to legal process, such as subpoenas or court orders
To enforce our terms of service and prevent misuse of our website and services
To protect the rights, property, or safety of James Crypto Guru, our users, or the public
We may also share your personal information with your consent or as permitted or required by law.

We require that our service providers and partners protect the confidentiality of your personal information and use it only for the purposes for which it was disclosed.

We may also share aggregated or de-identified information that does not directly identify you with third parties for research, marketing, or other purposes.

We do not sell your personal information to third parties for their own marketing purposes without your consent.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers.

However, the transmission of information over the internet is not completely secure, and we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we provide.

We encourage you to take steps to protect your personal information when you are on the internet. Make sure to log out of your account and close your browser when you are finished using our website or services.

If you have any questions about the security of your personal information, you can contact us at contact@jamescryptoguru.com.

Cookies and Tracking Technologies

We and our service providers may use cookies and other tracking technologies to collect information about your use of our website and services.

A cookie is a small data file that is transferred to your device. We may use cookies to track your use of our website and services, to personalize your experience, and to improve the performance of our website and services.

You can adjust your browser settings to disable cookies or to receive a notification when a cookie is set. However, if you disable cookies, you may not be able to use all of the features of our website and services.

We may also use other tracking technologies, such as web beacons and pixel tags, to collect information about your use of our website and services. These technologies may be used in conjunction with cookies to track your interactions with our website and services.

We may also use third-party analytics services, such as Google Analytics, to collect information about your use of our website and services. These analytics services may use cookies and other tracking technologies to collect and analyze information about your use of our website and services.

We may also work with third-party advertising networks and exchanges to display advertisements on our website or other websites, and to manage and serve our advertisements. These third parties may use cookies, web beacons, and other tracking technologies to collect information about your use of our website and services and other websites in order to provide you with targeted advertising based on your interests.

Children's Privacy

Our website and services are not directed to children under the age of 18, and we do not knowingly collect personal information from children under the age of 18. If we become aware that we have collected personal information from a child under the age of 18, we will take steps to delete such information as soon as possible.

If you are a parent or guardian and you believe that your child under the age of 18 has provided personal information to us, please contact us at contact@jamescryptoguru.com. We will take reasonable steps to delete such information as soon as possible.

We encourage parents and guardians to monitor their children's internet usage and to help enforce our privacy policy by instructing their children never to provide personal information on our website or services without their permission.

Changes to the Privacy Policy

We may update this privacy policy from time to time to reflect changes to our information practices. We encourage you to review the privacy policy whenever you access our website or use our services to stay informed about our information practices and the choices available to you.

We will post any changes to this privacy policy on this page and, if the changes are significant, we will provide a more prominent notice (such as by email).

Your continued use of our website and services after any changes to this privacy policy will constitute your acceptance of such changes. If you do not agree with the changes to this privacy policy, you should stop using our website and services.

We encourage you to review the privacy policy whenever you access our website or use our services to stay informed about our information practices and the choices available to you.

Contact Information

If you have any questions about this privacy policy or our information practices, please contact us at contact@jamescryptoguru.com.

You may also contact us at this address to request access to, correct, or delete any personal information that you have provided to us, or to exercise any other rights you may have under applicable data protection laws.

We will respond to your request within a reasonable timeframe and provide you with information about the action we have taken in response to your request.

We may ask you to verify your identity before we process your request. We will only use personal information provided in a request to verify your identity or to locate your personal information.

TERMS AND CONDITIONS

Effective Date: 16^th December 2022

1. Introduction

Welcome to our website! By accessing or using our website, you are agreeing to be bound by the following terms and conditions (the "Terms and Conditions") and our privacy policy. If you do not agree to these terms, please do not access or use our website.

The website and its contents, including but not limited to text, graphics, images, and other materials (the "Content") are protected by copyright and trademark laws. The website and the Content are intended for personal, non-commercial use. Any unauthorized use of the website or the Content may violate copyright, trademark, and other laws.

We reserve the right to change or update the Terms and Conditions and the Content at any time without notice. Your continued use of the website after any such changes constitutes your acceptance of the new terms and conditions. It is your responsibility to review the Terms and Conditions periodically for any updates or changes.

2. Eligibility

By accessing or using the website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are accessing or using the website on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that company or entity to these terms and conditions.

By accessing or using the website or the course, you represent and warrant that you meet the eligibility requirements. If you do not meet the eligibility requirements, you are not permitted to access or use the website or the course.

We reserve the right to refuse access or use of the website or the course to anyone at any time, in our sole discretion, without notice or liability. This includes, but is not limited to, users who violate the Terms and Conditions or engage in conduct that we consider inappropriate or unlawful.

3. Course Content

The course offered on our website ("Course") includes a variety of educational materials, including but not limited to video lectures, text-based lessons, quizzes, and other resources ("Course Materials"). The Course is designed to educate users on cryptocurrency trading and related topics.

We strive to ensure that the Course Materials are accurate and up-to-date, but we cannot guarantee that the information provided in the Course Materials is complete, accurate, or current. The Course Materials are provided for educational and informational purposes only and should not be relied upon as investment advice or as a substitute for professional financial advice.

We reserve the right to modify, update, or remove the Course Materials at any time without notice. We also reserve the right to discontinue the Course or any part of the Course at any time without notice or liability.

By accessing or using the Course, you acknowledge and agree that the Course Materials are provided "as is" and that we make no representations or warranties of any kind, express or implied, with respect to the Course Materials or the Course. You also acknowledge and agree that the use of the Course and the Course Materials is at your own risk.

4. Prices and Payment

The prices for the Course and any additional products or services offered on the website ("Products") are displayed on the website. Prices are subject to change at any time without notice.

All prices are shown in U.S. Dollars, and are exclusive of any taxes, duties, or other fees that may be applicable in your jurisdiction. You are responsible for paying any applicable taxes, duties, or other fees in addition to the price of the Products.

We accept the following forms of payment: Credit Card, PayPal, or Google Pay. Payment must be made in full at the time of purchase. If your payment is not received or is declined, we reserve the right to cancel your order.

By placing an order for a Product, you represent and warrant that you are authorized to use the payment method and that you have sufficient funds or credit available to cover the cost of the Product.

We reserve the right to cancel any order or transaction if we suspect fraud or unauthorized use of a payment method. We also reserve the right to refuse service to any user at any time, in our sole discretion, without notice or liability.

5. Intellectual Property

The website and the Content, including but not limited to the Course Materials, are the property of James Crypto Guru and are protected by copyright, trademark, and other intellectual property laws. The Content is provided for your personal, non-commercial use only, and you may not use the Content for any other purpose without our prior written permission.

You may not reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any Content without our prior written permission. You may not use any data mining, robots, or similar data gathering or extraction tools to extract (whether once or many times) for re-utilization of any parts of the website or the Content.

By accessing or using the website or the Content, you acknowledge and agree that James Crypto Guru and its licensors own all intellectual property rights in the website and the Content. You further acknowledge and agree that you do not have any rights in or to the website or the Content except as specifically set forth in these Terms and Conditions.

6. User Conduct and Responsibility

By accessing or using the website or the Content, you agree to comply with all applicable laws and regulations, as well as these Terms and Conditions. You are solely responsible for your conduct while using the website and the Content.

You may not use the website or the Content for any illegal or unauthorized purpose, or in any manner that could damage, disable, overburden, or impair the website or the Content. You may not attempt to gain unauthorized access to the website, the Content, or any other user's account or personal information.

You may not use the website or the Content to transmit any viruses, malware, or other malicious software, or to engage in any other conduct that could harm James Crypto Guru or its users.

You may not use the website or the Content to engage in any activity that is discriminatory, harassing, or defamatory, or that could otherwise be considered harmful or offensive to others.

We reserve the right to terminate your access to the website or the Content, or to remove any Content that you have posted, at any time, in our sole discretion, without notice or liability.

You acknowledge and agree that you are solely responsible for your conduct while using the website and the Content, and for any consequences of your conduct. You further acknowledge and agree that you will indemnify James Crypto Guru and its affiliates and partners for any damages, losses, or expenses that they may incur as a result of your conduct.

7. Disclaimer of Warranties

The website and the Content, including but not limited to the Course Materials, are provided "as is" and "as available" without any representations or warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website or the Content will be error-free or uninterrupted, and we will not be liable for any errors or interruptions. We also do not warrant that the website or the Content will be free from viruses or other harmful components.

We make no representations or warranties about the accuracy, completeness, timeliness, reliability, suitability, or availability of the website or the Content, or that they will meet your requirements or expectations. You acknowledge and agree that the use of the website and the Content is at your own risk.

Any reliance you place on the website or the Content is strictly at your own risk. We will not be liable for any losses or damages of any kind, whether direct, indirect, incidental, consequential, or punitive, arising out of or in connection with your access or use of the website or the Content, or your reliance on any information contained on the website or in the Content.

We do not endorse any content posted by users on the website, and we are not responsible for the accuracy, completeness, timeliness, reliability, suitability, or availability of any user-generated content. You acknowledge and agree that you are solely responsible for your reliance on any user-generated content.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above exclusions and limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by law.

8. Limitation of Liabilities

To the maximum extent permitted by law, James Crypto Guru and its affiliates, partners, and licensors will not be liable for any damages, losses, or expenses of any kind, whether direct, indirect, incidental, consequential, or punitive, arising out of or in connection with your access or use of the website or the Content, or your reliance on any information contained on the website or in the Content.

This includes, but is not limited to, damages or losses resulting from the use or inability to use the website or the Content, any errors or omissions in the Content, or any unauthorized access to or alteration of your transmissions or data.

In no event will James Crypto Guru or its affiliates, partners, or licensors be liable for any damages, losses, or expenses that exceed the amount paid by you for the Product that is the subject of the claim.

Some jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitations and exclusions may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by law.

You acknowledge and agree that the limitations of liability set forth in these Terms and Conditions are reasonable and fair in the context of the website and the Content, and that they reflect an informed, voluntary allocation of risk between you and James Crypto Guru.

9. Indemnification

You agree to indemnify, defend, and hold James Crypto Guru and its affiliates, partners, and licensors harmless from and against any and all claims, damages, losses, expenses, or liabilities, including reasonable attorneys' fees, arising out of or in connection with your access or use of the website or the Content, or your violation of these Terms and Conditions.

This includes, but is not limited to, claims arising out of or in connection with your use or reliance on any user-generated content, your violation of any third-party rights, or your violation of any laws or regulations.

You acknowledge and agree that James Crypto Guru and its affiliates, partners, and licensors have the right to control the defense and settlement of any claim for which you are required to indemnify us, and that you will cooperate fully with us in the defense and settlement of such claims.

You acknowledge and agree that James Crypto Guru and its affiliates, partners, and licensors have the right to recover from you any damages, losses, or expenses incurred as a result of your violation of these Terms and Conditions.

You acknowledge and agree that the indemnification obligations set forth in these Terms and Conditions will survive the termination of your access to the website or the Content.

10. Governing Law and Dispute Resolution

These Terms and Conditions and your access or use of the website and the Content will be governed by and construed in accordance with the laws of England, without giving effect to any principles of conflicts of law.

Any dispute arising out of or in connection with these Terms and Conditions or your access or use of the website or the Content will be resolved through binding arbitration in Dubai in accordance with the rules of the Dubai International Arbitration Centre.

You acknowledge and agree that these Terms and Conditions and any dispute arising out of or in connection with these Terms and Conditions or your access or use of the website or the Content will be governed by the laws of England, and that the arbitration will be governed by the rules of the Dubai International Arbitration Centre.

You further acknowledge and agree that any award rendered in the arbitration will be final and binding, and that judgment upon any award may be entered in any court having jurisdiction.

You acknowledge and agree that any claim or dispute arising out of or in connection with these Terms and Conditions or your access or use of the website or the Content must be brought within one (1) year of the date on which the claim or dispute arose, or it will be forever barred.

11. Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time, in our sole discretion, without notice or liability. Any changes to these Terms and Conditions will be effective immediately upon posting on the website.

By accessing or using the website or the Content after any changes have been made, you acknowledge and agree to be bound by the revised Terms and Conditions. If you do not agree to the revised Terms and Conditions, you should not access or use the website or the Content.

We recommend that you review these Terms and Conditions periodically to stay informed of any changes. The date of the most recent update to these Terms and Conditions is 16^th December 2022.

12. Miscellaneous

These Terms and Conditions constitute the entire agreement between you and James Crypto Guru with respect to the website and the Content, and supersede and replace any prior agreements or understandings, whether written or oral.

If any provision of these Terms and Conditions is found to be invalid or unenforceable, that provision will be enforced to the maximum extent possible, and the remaining provisions will remain in full force and effect.

The failure of James Crypto Guru to exercise or enforce any right or provision of these Terms and Conditions will not constitute a waiver of such right or provision.

You may not assign or transfer these Terms and Conditions or your rights or obligations under these Terms and Conditions, in whole or in part, without our prior written consent. We may assign or transfer these Terms and Conditions, in whole or in part, without notice to you.

You acknowledge and agree that you are entering into these Terms and Conditions voluntarily, and that you have had the opportunity to seek the advice of counsel prior to agreeing to these terms.

These Terms and Conditions do not create any agency, partnership, joint venture, employee-employer, or franchise relationship between you and James Crypto Guru.

You acknowledge and agree that James Crypto Guru and its affiliates, partners, and licensors are third-party beneficiaries of these Terms and Conditions, and that they will have the right to enforce these terms against you.

Staking Terms and Conditions

MagicCraft LTD.
Last Updated: 10^th January 2023

1. Eligibility for Staking

The MagicCraft Staking Program (the "Program") is open to all individuals and entities who hold $MCRT tokens. To be eligible to participate in the Program, you must be at least 18 years old, have full legal capacity and not be prohibited by any laws or regulations from holding or staking $MCRT tokens. You must also comply with all applicable laws and regulations in your jurisdiction. By participating in the Program, you confirm that you meet these eligibility requirements and accept these Terms and Conditions.

Please note that the program may be subject to change without notice and could be restricted in certain countries based on regulatory requirements. MagicCraft retains the right to require users to disclose their complete details as part of its know-your-customer (KYC) obligations.

2. Minimum Staking Amount

The minimum amount of $MCRT tokens required to participate in the Program is [Insert Amount] $MCRT. Any amounts staked below this minimum will not be eligible for the staking rewards. The minimum staking amount may be subject to change at the sole discretion of MagicCraft.

3. Staking Duration and Renewal

Users of the MagicCraft Staking Program (the "Program") will be able to select a staking term of their choosing when they participate in the program. The staking term options will be provided on the MagicCraft website and may be subject to change at the discretion of MagicCraft.

Once you have selected your staking term and locked your tokens, the staking period will begin on the date that you stake your $MCRT tokens. At the end of the chosen staking term, your staked tokens will be automatically released back to your connected wallet, and you will be eligible to receive the corresponding staking rewards.

It's important to note that the user will be able to select a staking term of their choosing, but they must be aware that if they choose to renew their staking term, they will have to redeposit their tokens. Also, the company reserves the right to change the staking term options offered in the Program but will provide advance notice of any such changes to the users.

4. Return on Staked Tokens

The return on staked tokens will be determined by MagicCraft and may vary based on a number of factors, including the total amount of $MCRT tokens staked in the Program, the total supply of $MCRT tokens, and market conditions. MagicCraft will provide an estimated annual return on staked tokens, but please note that the actual return may be higher or lower than the estimate. MagicCraft does not guarantee any specific return on staked tokens and the return is subject to change at any time.

5. Changes to the Staking Program

MagicCraft reserves the right to make changes to the terms and conditions of the Program, the minimum staking amount, the staking duration, the return on staked tokens, and any other aspect of the Program, at any time and at its sole discretion. Any such changes will be effective immediately upon notice, which may be provided by posting the updated terms and conditions on the MagicCraft website. Your continued participation in the Program following any changes to the terms and conditions of this Agreement will constitute your acceptance of such changes.

6. Risk Disclaimer
By participating in the Program, you acknowledge that there are risks associated with staking your $MCRT tokens, including but not limited to the risk of loss of your staked tokens, the risk of a decrease in the value of $MCRT tokens, and the risk of regulatory changes that may adversely affect the Program. You further acknowledge that MagicCraft is not responsible for any loss or damage arising from your participation in the Program, including but not limited to any loss of staked tokens or loss of value of your staked tokens.

7. Dispute Resolution
In the event of any dispute arising out of or related to the Program or the use of $MCRT tokens, the parties agree to use reasonable efforts to resolve the dispute through good faith negotiation and discussion. If the dispute cannot be resolved within a reasonable period of time, either party may submit the dispute to mediation. Mediation shall be held in accordance with the British Virgin Islands International Arbitration Centre (BVI IAC) Mediation Rules and shall be held in the British Virgin Islands. The governing law of this clause shall be the laws of the British Virgin Islands. Any suit, action or other legal proceeding arising out of, or related to, these Terms and Conditions or the Program must be brought in the courts of the British Virgin Islands.

8. Miscellaneous Provisions

Entire Agreement: These Terms and Conditions constitute the entire agreement between you and MagicCraft with respect to the Program and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and MagicCraft.
Waiver and Severability: The failure of MagicCraft to enforce any right or provision in these Terms and Conditions shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing. In the event that any provision of these Terms and Conditions is held to be invalid or unenforceable, the remaining provisions of these Terms and Conditions will remain in full force and effect.

Assignment: You may not assign or transfer your rights or obligations under these Terms and Conditions without the prior written consent of MagicCraft, and any unauthorized assignment and transfer by you is null and void. MagicCraft may assign or transfer its rights or obligations under these Terms and Conditions without your prior written consent.

Language: The parties confirm that it is their wish that these Terms and Conditions and all related documents be drawn up in English.

Disclaimer

Updated: 14th December 2022

Informational Purposes Only. The content shared on this social media channel is for informational and educational purposes only. The content is not intended as investment advice or recommendation, and it should not be relied upon as such. Trading and investing in stocks, cryptocurrencies, and other financial instruments involve risks, and you could lose money. Always do your own research and consult with a licensed financial advisor before making any investment decisions.

No Solicitation to Buy or Sell Securities. The information on this channel does not constitute a solicitation or offer to buy or sell any securities or other financial instruments. The views and opinions expressed on this channel are those of the individuals who contribute the content and do not necessarily reflect the views of the channel's owner or operator.

No Recommendation or Endorsement. Any trading information shared on this channel is not a recommendation, endorsement, or promotion of any particular financial instrument or investment strategy. The content is intended for educational and informational purposes only, and it should not be construed as a recommendation to buy or sell any securities or other financial instruments. The channel's owner and operator do not endorse any particular financial instrument or investment strategy, and they are not responsible for any investment decisions made by viewers of the channel. It is the responsibility of each viewer to do their own research and consult with a licensed financial advisor before making any investment decisions.

Content Not Intended to be Acted Upon. The content, trading information, and strategies shared on this channel are not intended to be acted upon. The channel's owner and operator do not expect or intend for the content to be used as a basis for making investment decisions. Rather, the content is intended to provide educational and informational resources to viewers. Viewers are responsible for conducting their own research and consulting with a licensed financial advisor before making any investment decisions. The channel's owner and operator do not assume any liability for any investment decisions made by viewers based on the content shared on this channel.

No Guarantee of Wealth Creation. It is important to note that acting on the information shared on this channel may not lead to wealth creation or a lifestyle similar to that of the content creator. The content creator's success in trading and investing is not a guarantee of success for anyone else. The financial markets are highly volatile and unpredictable, and there are no guarantees of success in trading or investing. Viewers are encouraged to do their own research and consult with a licensed financial advisor before making any investment decisions. The content creator and the channel's owner and operator are not responsible for any investment losses incurred by viewers as a result of acting on the information shared on this channel.

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